
Scott Smith
NMLS # 1634279
813-991-1166 Office
813-260-0778 Text
Mortgage Broker
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Privacy Policy
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Effective Date: October 25, 2025
Website: [www.NewDestinyMortgage.com]
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At New Destiny Mortgage (“we,” “our,” or “us”), your privacy is extremely important to us. This Privacy Policy explains how we collect, use, protect, and share your personal information when you visit or interact with our website.
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By using our website, you consent to the practices described below. If you do not agree, please do not use our site.
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1. Information We Collect
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When you use our website, we may collect the following types of information:
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a. Personal Information You Provide:
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Name, email address, phone number, and mailing address 
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Financial information related to mortgage inquiries (income, employment, assets, debts) 
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Any other information you voluntarily submit via forms, contact requests, or applications 
b. Automatic Information:
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IP address, browser type, device information, and pages visited 
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Cookies and usage data to improve your browsing experience 
2. How We Use Your Information
We use your information to:
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Respond to inquiries and provide mortgage services 
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Process loan applications and financial consultations 
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Send updates, newsletters, and marketing materials (if you opt in) 
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Improve our website functionality and user experience 
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Comply with legal and regulatory requirements 
3. Sharing Your Information
We do not sell, rent, or trade your personal information. However, we may share your information with:
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Mortgage lenders, underwriters, or other financial institutions necessary to process your loan request 
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Service providers assisting us in website operations, marketing, or compliance 
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Government authorities or law enforcement, if required by law or legal process 
We require all third parties to maintain strict confidentiality and protect your data.
4. Cookies and Tracking
Our website may use cookies or similar technologies to:
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Analyze website usage and traffic 
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Personalize your browsing experience 
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Remember preferences and settings 
You can adjust your browser settings to refuse cookies, but some website features may not function properly without them.
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.
However, no online system is completely secure. By using our website, you acknowledge and accept the inherent risks of transmitting information online.
6. Your Rights
You have the right to:
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Request access to personal information we hold about you 
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Request corrections or updates to your information 
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Opt out of marketing communications 
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Request deletion of your personal data (subject to legal and contractual obligations) 
To exercise any of these rights, please contact us at info@newdestinymortgage.com.
7. Children’s Privacy
Our website is not intended for children under 13, and we do not knowingly collect personal information from children.
8. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these websites. We encourage you to review their privacy policies before providing personal information.
9. Changes to This Privacy Policy
We may update this Privacy Policy periodically. The latest version will always be posted on this page with an updated effective date.
10. Contact Us
For questions, concerns, or requests regarding your personal information, please contact us:
New Destiny Mortgage
Email: info@newdestinymortgage.com
Phone: (813) 991-1166
Address: Land O Lakes, FL  34637
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